No one ever wants to get into an accident. But unfortunately, accidents happen all the time. And sometimes, you might even find yourself in a single vehicle accident where you’re the only one at fault. If this happens, you might be wondering what your options are.
We’ve got you covered with what you need to know about single vehicle accidents and collision repair.
What is a Single Vehicle Accident?
According to IIHS, 55 percent of nationwide motor vehicle crash deaths in 2020 occurred in single vehicle crashes. A single vehicle accident is, quite simply, an accident that involves only one car. This type of accident can happen for a variety of reasons, but most often they’re caused by human error and can include the following:
- Hitting a parked car
- Drifting off the road and hitting a guardrail or other roadside object
- Swerving to avoid debris
- Hydroplaning and crashing
What Does Insurance Cover for Single Vehicle Accidents?
If you’re wondering whether or not your insurance will cover the damages from a single vehicle accident, the answer is maybe. It all depends on the type of insurance coverage you have and the nature of the accident.
If you have collision coverage, then your insurance should cover the repairs to your vehicle (minus your deductible) such as:
- Dents and dings
- Broken windows
- Repainting
- Structural repairs
Comprehensive coverage will help if the accident is considered unavoidable and unexpected. If you don’t have either of these options that means you’ll be responsible for the entire bill, which can quickly add up.
This is why it’s so important to have collision or comprehensive coverage on your car insurance policy. You never know when you might need it.
What About When it Comes to Collision Repair?
If you do have collision coverage, then you’ll need to take your car to a collision repair shop to get it fixed. The good news is that in Utah you have the right to choose any repair shop you want.
However, it is important to check with your insurance company first. Many insurance companies have a list of preferred collision repair shops where they often have pre-negotiated rates.
Always make sure to get multiple estimates. Although this isn’t required it will help you get a better deal and will allow you to work with a shop that you trust. Also, look for a shop that has accreditation and reliable customer service.
Trust Valley Collision for Your Auto Body Repairs
If you need collision repair, trust Valley Collision. We’re a preferred collision repair shop for many major insurance companies and are I-CAR Gold Class Certified.
We understand the stress and frustration that can come with being in a single vehicle accident. But we’re here to help make the collision repair process as smooth and easy as possible for you. Call us today or get an online estimate.
