Will Auto Insurance Cover a Paint Job?

car paint job polishing and preparing car

Being in a car accident can not only be life-threatening but can also lead to some pricey bills. Even if you’re fortunate enough to walk away from the accident without any injuries, your car might not be so lucky. If your car is in working condition after an accident but has some scratches and missing paint, you might need to decide if getting a paint job is worth it and if your auto insurance will be covering the cost. 

What Does Auto Insurance Cover?

The answer to this question depends on a few different factors, such as the severity of the damage and the type of auto insurance you have. If you have collision insurance and get in an accident, then your insurer will likely cover the cost of a new paint job.

If the paint damage was caused by something like vandalism or a natural disaster, you’ll need to have comprehensive insurance to be covered.

However, if the damage is minimal and your car doesn’t need a full paint job, then your insurance company might not cover the costs. In this case, it would be up to you to decide whether or not you want to pay to have your car repainted.

It’s important to note that even if your insurance company does cover the cost of a new paint job, there may be some out-of-pocket costs that you’re responsible for, such as the deductible.

So, if you’re considering getting your car painted after an accident, it’s a good idea to check with your insurance company first to see if they will cover the costs.

How Much Does a Paint Job Typically Cost?

The cost of a paint job will vary depending on the size of your car and the type of paint that is used. For example, a small car might only cost a few hundred dollars to paint, while a large SUV could cost several thousand dollars.

Some insurance companies will cover the entire cost of a paint job, while others will only cover a portion of the cost. It all depends on the terms of your policy.

To get an idea of how much it would cost to paint your car, you can contact a few different auto body shops in your area and get estimates.

What Type of Paint Jobs Are There?

There are three main types of car paint jobs: full, partial, and touch-up.

A full paint job includes painting the entire car, while a partial paint job only covers a portion of the car. Touch-up jobs are usually just for small areas that have been damaged.

How Long Does a Paint Job Usually Take?

Again, this will depend on the size of your car and the type of paint job you’re getting. A full paint job on a small car could take a few days, while a touch-up job might only take an hour or two.

Valley Collision’s Paint Jobs

We understand that damaging your car—no matter how it happens—can be stressful, which is why we work hard to make the repair process as stress-free as possible.

At Valley Collision, we offer a variety of different paint jobs, from full to touch-up, and we work on all makes and models of cars. We’ll work with your auto insurance company to make sure that your car is repaired just how you’d like it and that you’re getting the coverage you deserve.

If you’re looking for a high-quality paint job, contact Valley Collision today! We’ll be happy to give you a free estimate.

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