In 2021 alone, there were 39,508 fatal accidents. Accidents can cause major damage to your car, not just to its physical condition but also to its aesthetic appeal. After an accident, one of the primary concerns is restoring your vehicle’s exterior to its pre-accident state, ensuring it looks as good as new. This is where car repainting comes into play.
If you’re not sure about the ins and outs of repainting a car after an accident, don’t worry! We’ve put together a guide about insurance coverage for paint damage and paint matching services at an auto body paint shop.
Does My Insurance Cover Paint Damage
Here is what you need to know about the various types of car insurance and what they cover in terms of car repainting. By gaining insights into the different coverage options, you will be able to make informed choices that align with your vehicle’s needs.
Comprehensive Insurance
Insurance can be a lifesaver in times of need. Comprehensive car insurance covers damages to your vehicle caused by more than an accident—it can cover damages caused by burglary, vandalism, fire, or hail.
Generally speaking, comprehensive insurance will cover paint damage as well, but coverage can vary from plan to plan so it’s important to check with your insurer before signing up for a policy—you never know when you might need it.
Collision Insurance
When it comes to car accidents, collision insurance is what you need. Collision coverage pays for damages that occur due to a vehicle hitting another object—it can be especially helpful if you’re in an accident with a large amount of paint damage.
This type of policy usually covers the following:
- Repairs to the car’s body
- Damage to the paint job
- Replacement parts for any necessary repairs
Full-Coverage Insurance
Getting the best of both worlds is now possible when it comes to collision insurance. Full-coverage insurance combines both policies in one package and covers everything from paint damage to repairs as a result of an accident.
How Does Paint Matching Work?
Paint matching is the process of making sure that new paint applied to a vehicle matches the existing paint exactly, creating a seamless look between the old and new paint job. The last thing you want is to have an obvious line separating the two colors.
The process of paint matching looks like this:
1. A professional auto painter will carefully examine the existing paint job to determine the exact color and shade that was used.
2. They then take a sample of the original color and use it to create an exact match in an auto body paint shop.
3. Once the right paint is created, they apply it to your car with delicate precision, making sure that it blends seamlessly with the rest of the paint job.
Why Repainting A Car After an Accident is Important
Repainting a car at an auto body paint shop after an accident is not just for aesthetics. If you’re on the fence about it, here are a few reasons to help tip you over the edge:
1. It prevents further damage. If you don’t properly remove and repair the damaged paint, it can lead to more problems down the line, such as corrosion and rust.
2. It maintains your car’s value. A well-maintained paint job can help to maintain the resale value of your car so that you get a better return when it’s time to sell.
By understanding which types of insurance will and won’t cover repainting a car after an accident, as well as how paint matching works and why it is important for cars, you can ensure that your car looks great after an accident!
Give Your Car a Makeover at Valley Collision’s Auto Body Paint Shop
At Valley Collision, we specialize in repairing and repainting a car after an accident. Our technicians are highly trained and experienced with paint matching to ensure a perfect finish every time.
Contact us today for more information or to set up an appointment at our auto body paint shop! We look forward to helping you give your car the makeover it deserves.
