Hit-and-run accidents can happen when you least expect them, often in moments of chaos or distraction. Busy holiday seasons with crowded parking lots and traffic-filled streets create perfect scenarios for such incidents. Or maybe you were simply in the wrong place at the wrong time.
Regardless of how it happened, these situations can leave you feeling frustrated, overwhelmed, and unsure of what to do about your hit-and-run car damage. In this guide, we’ll walk you through the essential steps to take if you experience this unfortunate situation.
I’ve Just Experienced a Hit-and-Run—What Do I Do?
First of all, try to remain calm and stay as focused as possible. Being involved in a hit-and-run can be unsettling and even scary, but it’s important to keep your composure so you can handle the situation effectively. The first and most important step is to check yourself and any passengers for injuries. If anyone is hurt, call for medical assistance right away.
Once you’ve assessed your own safety, report the hit-and-run to the police. They’ll be able to gather information and evidence that can help identify the responsible party.
Your next steps will depend on whether the hit-and-run occurred while you were in your car, or if it happened while your car was parked and unattended.
My Car Was Hit While Parked
If you return to your parked car and find hit-and-run car damage from another vehicle, add the following steps to your list:
1. Look for Witnesses
If there are any witnesses around, ask if they saw who hit your car or if they have any information that could help identify the responsible party.
2. Document the Details
Note the time, location, and direction of travel of the hit-and-run vehicle. This information can be helpful for the police investigation and insurance claim.
3. Take Photos of The Damage
Document your hit-and-run car damage by taking photos from different angles. This can serve as evidence for insurance purposes and help with identifying the responsible party. You can also use the photos to get an estimate for repairs.
4. Check Nearby Security Cameras
If there are any security cameras in the area, talk to the business owners to see if they captured footage of the hit-and-run. This could provide valuable information about the vehicle or person involved.
5. Contact Your Insurance Company
You should contact your insurance company within 24 hours of the hit-and-run to report the incident and start the claims process.
My Car Was Hit While Driving
If you were driving when the hit-and-run occurred, here are some additional steps to take:
1. Try To Get The Other Vehicle’s Information
If possible, try to get the license plate number and make and model of the other vehicle involved in the hit-and-run. This information will identify the responsible party. Jot down any details you can remember, such as the color or any distinguishing features of the vehicle.
2. Move to a Safe Spot
If your car is drivable, try to move it to a safe location out of the way of traffic. This will prevent any further incidents beyond the hit-and-run car damage from occurring.
3. Look For Witnesses
Just like if your car was hit while parked, look for witnesses who may have seen the accident. They can provide valuable information about what happened if you were unable to get the other vehicle’s information.
4. Do NOT Follow the Other Vehicle
No matter how tempting it may be, do not try to follow or chase after the other vehicle. This can put you and others on the road at risk, and it’s better to leave it to the police to handle.
5. Contact Insurance and Consider Hiring an Attorney
Again, it’s important to report the incident to your insurance company as soon as possible. They may require a copy of the police report and any evidence you have gathered.
If your insurance company is unable to identify or locate the responsible party, or if they are not willing to cover all the hit-and-run car damage, consider hiring an attorney who specializes in hit-and-run cases. They can help you navigate legal proceedings and fight for compensation for your damages.
Ready for Repairs for Your Hit-And-Run Car Damage? Reach Out to Valley Collision
Once the police report is filed and the insurance claim has been processed, it’s time to get your car repaired. At Valley Collision, our professionals can quickly and efficiently fix any auto damage so your car is ready to go back on the road. And don’t worry—our experienced team will work with you and your insurance company to ensure a smooth and stress-free repair process.
Contact us today for a free estimate!